Product Engineer, Karat Platform
About the role
Product Engineer role at Karat Financial focused on building internal tools and automations to power operations, support, risk, and compliance. High-leverage, autonomous position designing admin dashboards, workflows, and AI-assisted processes to enable scale in a fintech back office.
Responsibilities
- Design and build internal tools used daily by operations, support, and risk teams
- Create automation for key workflows — onboarding, approvals, limits, escalations, and more
- Build AI-powered workflows with humans-in-the-loop to increase team leverage
- Develop admin dashboards, Slack bots, and real-time notification systems
- Partner cross-functionally to identify pain points and solve them with software
- Maintain high reliability, performance, and usability across all internal systems
- Continuously look for opportunities to eliminate manual work and improve operational scale
- Jump into high-priority problems wherever leverage is highest
Qualifications
- 1-3+ years of experience as a software engineer, product engineer, or technical generalist
- Strong coding skills in JavaScript/TypeScript (React + Node preferred)
- Comfort working across the stack and owning products end-to-end
- Experience building internal tools, automation systems, or operational platforms
- Excitement about shipping practical AI/LLM use cases that drive real outcomes
- Strong product intuition and bias toward impact and speed
- Ability to thrive in fast-paced, high-trust environments
- FinTech experience is preferred but not required
- Experience working closely with ops, support, or risk teams is a strong plus
Skills

About Karat Financial
Better financial services for creators
We're building the one-stop shop for creator finances. Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.
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