Loan Officer Engineer
New York, NY$100k - $150kFull-timePosted 3mo ago
About the role
A licensed Mortgage Loan Originator who also builds and improves the platform behind every loan. Combines loan origination with software-enabled workflow improvements, working directly with borrowers while continuously enhancing internal tools and processes.
Responsibilities
- Become a licensed Mortgage Loan Originator. If you aren't already licensed, Ralo will pay for your education, licensing, and training.
- Originate loans. Learn the business by working directly on real files, making judgment calls, and helping borrowers through one of the biggest financial decisions of their lives.
- Improve the platform. Design better workflows, automate repetitive work, and help turn operational knowledge into product.
- Own the difficult cases. Investigate scenarios that don't fit neatly into existing processes and help build better ways of handling them in the future.
- Work closely with engineering and product. The people closest to the work should also be the people improving the systems that support it.
Qualifications
- Curious people who naturally improve the systems around them.
- Strong communicators who enjoy learning complex domains.
- Builders who like turning ideas into working solutions.
- Comfortable learning new technology and new ways of working.
- Excited by ownership and early-stage startups.
Skills
Required:Mortgage Loan OriginationLicensing & NMLSPlatform Design & Workflow AutomationCross-functional Collaboration
Benefits
- Competitive salary, performance bonus, and meaningful early-stage equity.
- Full sponsorship for mortgage licensing if you're not already licensed.
- Direct ownership over both the business and the product.
- A team from Google, Goldman Sachs, Y Combinator, and leading fintech companies.
- The opportunity to help define what the next generation of mortgage professionals looks like.
Last updated Sep 24, 2026. Interested? Apply on the company site.

About Ralo
Find Your Best Mortgage Deal
Ralo is a mortgage platform built to deliver lower rates and lower fees by cutting out unnecessary intermediaries. We automate the complex work behind the scenes, from paperwork to pricing and negotiation.
Artificial IntelligenceFintechConsumer
