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Underwriter

Sana Benefits· Underwriting
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Remote$85k - $115kFull-timePosted 2mo ago

About the role

Underwriter to support new business underwriting for Sana’s small group level-funded product. Collaborates with sales, actuarial, and product teams to evaluate risk, price appropriately, and push the boundaries of small group underwriting.

Responsibilities

  • Evaluate employer group risk and determine appropriate pricing for level-funded plans
  • Collaborate with Sales to craft competitive proposals and win business without compromising profitability
  • Analyze risk factors and make informed, data-driven decisions—balancing risk tolerance with growth goals
  • Help design and refine underwriting guidelines, processes, and tools as we scale
  • Partner cross-functionally with Product, Actuarial, and Customer Success to continuously improve the end-to-end experience
  • Monitor underwriting outcomes and market dynamics to inform ongoing pricing and risk strategies

Qualifications

  • 3+ years of underwriting experience, ideally with a focus on small groups and/or level-funded products
  • Strong understanding of health insurance pricing, risk assessment, and underwriting guidelines
  • Comfortable taking calculated risks to support business goals, especially in a fast-evolving startup environment
  • Excellent communicator with the ability to explain underwriting decisions to non-technical stakeholders
  • Highly collaborative and proactive—able to build strong working relationships across Sales, Actuarial, and beyond
  • Thrives in ambiguity and brings a continuous improvement mindset to their work
  • Experience working at an insurtech, carrier, or TPA focused on the small group market
  • Familiarity with underwriting automation tools or systems
  • Strong data analysis skills (Excel, etc.)

Skills

Required:UnderwritingPricingRisk analysisCommunicationCollaboration

Benefits

  • Remote company with a fully distributed team – no return-to-office mandates
  • Flexible vacation policy (and a culture of using it)
  • Medical, dental, and vision insurance with 100% company-paid employee coverage
  • 401(k) with company match, FSA, and HSA plans
  • Paid parental leave
  • Short and long-term disability, as well as life insurance
  • Competitive stock options are offered to all employees
  • Transparent compensation & formal career development programs
  • Paid one-month sabbatical after 5 years
  • Stipends for setting up your home office and an ongoing learning budget
  • Direct positive impact on members’ lives – wait until you see the positive feedback members share every day
Last updated Aug 5, 2026. Interested? Apply on the company site.

About Sana Benefits

Healthcare benefits that actually feel like care

Sana Benefits provides small and midsize businesses with dependable health benefits, including medical, dental, vision, and more, with integrated primary care services.

healthcarebenefitssmall businessmedicaldentalvisionprimary care
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