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Finance Analyst, Apple Card, Services Finance

Apple· Corporate Functions
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Cupertino, CA$140.7k - $211.4kfull-timePosted 1mo ago

About the role

Finance Analyst role within Apple's Services Finance team supporting Apple Card, focused on improving profitability of the Services businesses. Partners with business and functional teams to present insights, forecast performance, develop financial analyses for new features/opportunities, and support cross-functional initiatives and quarterly processes.

Responsibilities

  • Forecast, analyze, and report business performance for Apple Card through regular updates to senior leadership
  • Analyze business performance with the goal of identifying recommendations for cross-functional teams to address through features and other improvements
  • Support month-end and quarter-end close, including revenue and COGS accruals, journal entries, and SAP reconciliation
  • Validate partner reporting and invoicing against contractual program economics, and serve as an approver in the invoice control workflow
  • Provide analytical support to evaluate operational decisions
  • Develop financial analysis for new features and strategic opportunities (e.g., financials, market sizing)
  • Work with cross functional teams across Apple to support quarterly processes
  • Develop and implement cross-functional frameworks and controls for financial operations and execution of deal economics
  • Champion the use of modern and emerging technologies — from automation tools to AI-powered workflows — to accelerate analysis and surface insights that would otherwise go unseen

Qualifications

  • 5 years of experience with a proven track record of success in roles focused on financial modeling, business analysis, finance, and data analysis
  • Bachelor's degree in Finance, Accounting, or other quantitative field
  • Experience forecasting P&Ls in financial services businesses with ability to implement model best-practices in both forecasting models and business cases using Excel
  • Experience developing business cases around market opportunities and partnerships — including strategy development, market segmentation, competitive analysis, and financial analysis
  • Excellent written and verbal communication skills and strong experience with Keynote — ability to synthesize complex topics and distill key business dynamics to senior leaders and partners
  • Advanced spreadsheet and modeling skills
  • Strong verbal and written communication skills with the ability to articulate results of analysis in a clear and concise manner
  • Should be able to act independently and be self-motivated
  • Demonstrated success in handling multiple activities/projects and priorities in a dynamic, fast-growing, results-driven environment
  • Proven experience developing processes and/or improving existing processes, with desire to influence change across our team and Apple as an organization
  • Ability to see the big picture while simultaneously zooming into the details
  • Ability to navigate through a large organization and cross-functional teams to achieve a task with minimal oversight
  • Strong prioritization skills with ability to manage multiple projects simultaneously
  • Self-starting attitude and a strong leader and influencer
  • Experience with Excel, Keynote, and Tableau
  • Co-branded credit card financial / business experience
  • MBA and/or CPA is a plus

Skills

Required:Financial modelingForecastingFinancial analysisCommunicationExcelKeynote
Nice to have:Tableau

Benefits

  • Comprehensive medical and dental coverage
  • retirement benefits
  • discounted products and free services
  • reimbursement for certain educational expenses — including tuition
  • discretionary bonuses or commission payments and relocation may be eligible
  • Apple shareholder program eligibility through stock programs
Last updated Sep 11, 2026. Interested? Apply on the company site.

About Apple

Discover the innovative world of Apple and shop everything iPhone, iPad, Apple Watch, Mac, and Apple TV, plus explore accessories, entertainment, and expert device support.

Discover the innovative world of Apple and shop everything iPhone, iPad, Apple Watch, Mac, and Apple TV, plus explore accessories, entertainment, and expert device support.

AirPods Max 2Apple ArcadeApple CardApple Fitness+Apple MusicApple TVApple TV+Apple Watch Series 11
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