Mortgage Operations - Senior Loan Closer/Funder
Palo Alto, CA, San Francisco, CA, Seattle, WA, New York City, NY$84k - $105k + equity + bonusFull-timePosted 1mo ago
About the role
Wealthfront seeks a senior mortgage loan closer/funder to deliver a smooth closing and funding experience, while shaping the systems behind the process in a fast-growing mortgage operations team.
Responsibilities
- Serves as the final operational check for final documents and funding, managing complex disbursements and ensuring adherence to internal financial controls
- Manages the closing workflow, ensuring timely package generation, accurate fee reconciliation and adherence to TRID timelines across the team
- Prepares and reviews CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines
- Manages the full funding process, executing wire requests, funding review and authorization
- Leads complex closing transactions, acting as subject matter expert on loan documentation, compliance and funding
- Utilizes expert knowledge of investor purchase conditions and post-closing QC findings to guide the team and implement preventative measures to ensure salability
- Supports post-closing functions as needed including investor condition clearing, trailing document follow-up and purchase suspense resolution
- Coordinates with title companies, escrow agents and borrowers to facilitate the closing process
- Collaborates across processing, origination, post-closing, compliance and legal to ensure adherence to evolving regulations
- Partners with engineering and vendor implementation teams on closing and funding system projects, including requirements definition, configuration validation, user acceptance testing and post-release issue triage
- Supports the team on daily closing, funding and post-closing activity, serving as the first point of triage for escalations involving title, escrow, compliance, funding and investor conditions
- Proactively maintains loan pipeline, tasks and objectives, prioritizing workload to meet critical deadlines across a high volume of loan activity with a high degree of accuracy
- Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
- Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Qualifications
- 4+ years mortgage loan closing and funding experience in a Senior or Team Leader capacity, including hands-on post-closing exposure such as investor conditions, trailing documents and purchase suspense resolution
- Experience in a broker or correspondent environment a plus
- Experience preparing wire orders and conducting funding authorization reviews
- Proficiency in LOS systems, document preparation software and closing platforms
- Proficiency reading and interpreting XML and MISMO files
- Working knowledge of take-out investor delivery and purchase requirements, and of warehouse line funding workflows
- Experience training and mentoring others
- Excellent customer service and interpersonal skills
Skills
Required:Mortgage loan closingFunding and disbursement managementRegulatory compliance (TRID, disclosures)Loan documentationVendor and cross-functional collaboration
Benefits
- medical
- vision
- dental
- 401K plan
- generous time off
- parental leave
- wellness reimbursements
- professional development
- employee investing discount
Last updated Oct 21, 2026. Interested? Apply on the company site.
About Wealthfront
Money works better here
Save with the Wealthfront Cash Account—new clients earn 4.15% APY for 3 months. Plus, invest with expert-built, automated portfolios of stocks, bonds, and ETFs.
investingautomated portfolioscash managementS&P 500
More open roles at Wealthfront
- Trust Officer4d agoHybrid (Las Vegas, NV), Hybrid (Reno, NV) · Brokerage Ops
- Home Lending Lead Compliance Analyst1w agoHybrid (Palo Alto, CA), Austin, TX +1 more · Legal and Compliance – Compliance
- Director of Product Management, Growth3w agoHybrid (Palo Alto, CA / San Francisco, CA or New York City, NY or Seattle, WA) · Product
- Market Commentary Writer + Social Editor4w agoHybrid (San Francisco, CA / New York City, NY) · Communications
- Lead Economist, Editorial1mo agoHybrid (New York City, NY / Palo Alto, CA / San Francisco, CA) · Data – Data Science / Investment Research and Data Science (Content Team)