Senior Risk Analyst
Hybrid (Austin, TX)$110k - $140k + equityFull-timePosted 4w ago
About the role
Senior Risk Analyst — an individual contributor who investigates fraud and abuse, tunes controls, and partners with product and engineering to ensure good merchants can be paid while bad actors are stopped. Based in Austin, TX, with focus on payments/fintech risk in a regulated fintech environment.
Responsibilities
- Investigate and disposition risk. Work merchant and transaction queues: payment fraud, check fraud, account takeover, synthetic identity, mule activity, first-party abuse, and edge cases in ACH, wires, cards, and payouts. Clear cases with crisp, defensible reasoning.
- Tune rules and signals. Propose and test rule changes, velocity checks, identity and device signals, and review thresholds. Measure precision/recall and dollar-weighted impact — not vibes.
- Own detection → review → action loops. Keep queues from becoming black holes. Document dispositions so they feed back into policy and automation. Escalate patterns that need a product or engineering fix.
- Partner with product, engineering, and compliance. Sit with onboarding, ledger, payments, and cards. Coordinate BSA/AML- and OFAC-aware patterns with compliance.
- Protect the business and the customer. Balance false positives and false negatives; manage trade-offs among loss rate, approval rate, and operations cost.
Qualifications
- 3–4+ years in fraud, payments risk, merchant risk, or trust & safety at a fintech, payments, or banking company — ideally in a production queue / rules environment.
- Hands-on fluency in how money moves and how it gets stolen: ACH, wires, checks, cards, account funding, payouts, and common abuse patterns.
- Comfort with SQL (or similar) to pull cases, segment risk, and measure rule performance.
- Clear written judgment: ability to explain why a case was held, released, or escalated.
- Bias toward ownership in a small team — take ownership and follow the metrics.
- Must be legally authorized to work in the U.S. (no sponsorship).
- Based in Austin, TX (in-person).
Skills
Required:Fraud risk analysisSQLRule tuning / signal designCommunication / written judgmentPayments knowledge (ACH, wires, cards, etc.)
Last updated Oct 14, 2026. Interested? Apply on the company site.
About Truss
Banking for construction
Truss is an all-in-one banking and payment automation platform for construction businesses. With Truss, construction companies can manage bill payments, receivables, and corporate cards in one place. They can save time on manual data entry by integrating Truss with their existing tools and automating the full billing cycle, from invoicing and reconciliation.
fintechpaymentsconstruction
More open roles at Truss
- Junior Compliance Analyst1w agoHybrid (Austin, TX) · Operations