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Senior Software Engineer, Apple Card & Savings

Apple· Software and Services
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Cary, NCfull-timePosted 2w ago

About the role

Senior engineer to design, build, test, deliver, and operate distributed backend services powering Apple Card and Savings. Focus on reliability, regulatory compliance, and end-to-end ownership from specification to production, including on-call, incident response, and collaboration with financial partners and Apple services.

Responsibilities

  • Design, build, test, and operate distributed backend services powering Apple Card and Savings features at scale
  • Ship changes safely through automated pipelines and controlled rollout strategies including canary deployments and feature flags
  • Own on-call reliability for your services, lead incident response end to end, and drive post-incident reviews that produce lasting remediation
  • Own the reliability and correctness of integrations with financial institution partners and payment networks, including defining SLOs and leading remediation when those targets are breached
  • Own features end to end from specification and technical design through production operation
  • Review code and contribute to technical design discussions, raising the quality bar across the team
  • Write thorough unit and integration tests and design code with testability as a first-class concern
  • Automate operational toil to improve reliability and reduce manual intervention
  • Author clear technical documentation for services, APIs, and operational runbooks
  • Mentor and onboard new teammates, sharing knowledge and best practices

Qualifications

  • Solid experience building and operating production distributed systems, including services you have supported on call
  • Strong understanding of distributed systems fundamentals, including idempotency, retries, timeouts, and consistency trade-offs
  • Proficiency in a modern backend programming language (e.g. Kotlin, Java)
  • Experience debugging production issues using logs, metrics, and traces, and following through on fixes and post-incident improvements
  • A testing-first mindset: experience writing thorough unit and integration tests as a natural part of development, and designing code with testability in mind
  • Clear written and verbal communication, including explaining technical issues to non-engineering stakeholders and external partners
  • No formal degree is required. What matters most is your mindset, your initiative, and your demonstrated ability to apply advanced skills to real-world applications
  • Experience using generative AI tools throughout the software development lifecycle to produce high-quality software
  • Production experience with Kotlin and Spring at high transaction volumes, including tuning JVM performance, managing connection pools, and maintaining API contracts across multiple concurrent client versions
  • Experience in payments, banking, or other regulated financial domains, including data correctness (reconciliation, audit trails) and working within compliance, consumer-protection, and privacy requirements
  • Experience with containerized, cloud-native services (e.g. Docker, Kubernetes, AWS), including multi-region resilience and failover
  • Experience with CI/CD, infrastructure as code, and safe release practices (e.g. canary deployments, feature flags, automated rollback)
  • Experience with observability tools (e.g. Datadog, Splunk, OpenTelemetry), service level objectives (SLOs), and building actionable alerts that detect issues before customers or partners do
  • Experience with event-driven architectures and messaging (e.g. Kafka or equivalent event streaming) and with SQL/NoSQL databases at scale (e.g. Aurora, DynamoDB)
  • Understanding of security and privacy fundamentals for protecting sensitive customer and financial data (e.g. mTLS, PKI and certificate lifecycle management, JWT)

Skills

Required:Distributed backend developmentKotlinSpringDistributed systems fundamentalsObservability and SRE practicesCI/CD / IaCSecurity and privacy fundamentals
Nice to have:Java

Benefits

  • Apple is an equal opportunity employer that is committed to inclusion and diversity.
  • Learn more about your EEO rights as an applicant.
  • Accessibility and reasonable accommodations information are provided by Apple.
Last updated Oct 9, 2026. Interested? Apply on the company site.

About Apple

Discover the innovative world of Apple and shop everything iPhone, iPad, Apple Watch, Mac, and Apple TV, plus explore accessories, entertainment, and expert device support.

Discover the innovative world of Apple and shop everything iPhone, iPad, Apple Watch, Mac, and Apple TV, plus explore accessories, entertainment, and expert device support.

AirPods Max 2Apple ArcadeApple CardApple Fitness+Apple MusicApple TVApple TV+Apple Watch Series 11
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