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AML Manager, EU

Lightspark· Legal & Compliance
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Estonia€40.8k - €47.9kFull-timePosted 1w ago

About the role

Hand-on AML Manager to run AML/CTF and sanctions framework for Lightspark’s Estonian regulated entity, acting as deputy to the Compliance Manager (MLRO) and ensuring AML obligations are met as the business scales.

Responsibilities

  • Support the Compliance Manager (MLRO) in overseeing the AML/CTF and sanctions framework as a second-line function.
  • Act as the Compliance Manager’s delegate during absences, including reviewing internal escalations and deciding on suspicious activity reports to the FIU.
  • Support and guide the first line in daily operations and oversee the quality of how tasks are resolved.
  • Provide quality assurance over CDD/EDD, transaction monitoring and screening controls, including sampling, findings, and tracking corrective actions to closure.
  • Conduct periodic analyses and assessments in line with the company’s AML/CFT and sanctions policies.
  • Contribute to the AML risk assessment and maintain AML policies and procedures, both within the review cycle and when products, processes or regulation change.
  • Organize AML training for staff in line with company policies and regulatory requirements and maintain the training records.
  • Design, improve and implement compliance policies, procedures and tools together with the management board and other departments, so that they meet regulatory requirements and fit business needs.
  • Work with Legal, Risk, Operations, Product and Finance to build AML/CTF and sanctions requirements into daily operations.

Qualifications

  • 5+ years of experience in AML/CTF compliance, risk management or due diligence, ideally at a financial institution, fintech or payment business.
  • Bachelor’s degree in law, business, finance, economics or a comparable field, or equivalent practical experience.
  • Deep knowledge of KYB, KYC, CDD and EDD processes, together with a solid understanding of EU and Estonian AML/CTF regulatory frameworks and supervisory practice.
  • Experience investigating cases and filing STRs.
  • Ability to meet the regulatory fit and proper requirements for a deputy MLRO role.
  • Familiarity with SumSub, ComplyAdvantage or similar AML screening tools.
  • Strong analytical and investigative skills, with sound judgement on when to resolve a matter independently and when to escalate, and the independence to operate as a second-line function.
  • High attention to detail and discipline in keeping records, case files and deadlines that must withstand supervisory review.
  • Good communication skills, with the ability to explain AML requirements in practical terms to non-compliance audiences, and a strong commitment to ethical standards.
  • Strong organizational skills and the ability to manage multiple priorities in a fast-paced, regulated environment without compromising accuracy.
  • Fluency in Estonian and English, as the role reviews Estonian-language corporate and regulatory documentation and communicates with Estonian authorities and counterparties.

Skills

Required:AML/CTF complianceKYB/KYC/CDD/EDDRegulatory reporting (STRs)Stakeholder communicationPolicy design and training

Benefits

  • Annual performance bonus
  • Equity
  • On-site at Estonia (Estonia)
  • Competitive gross monthly base salary: €3,400 – €3,990 per month
Last updated Oct 15, 2026. Interested? Apply on the company site.
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About Lightspark

Global Payments Platform for Instant Bitcoin Transfers

Lightspark powers instant, low-cost Bitcoin and Lightning Network payments. Connect your business to the Money Grid for faster, borderless money movement.

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