Head of Risk
New York, San Francisco$200k - $300kfull-timePosted 11mo ago
About the role
The Head of Risk at Atlas is responsible for managing credit, fraud, and payment risks, developing risk models, and ensuring financial security and privacy for high-net-worth clients in a fast-paced environment.
Responsibilities
- Develop and manage an underwriting model that automates credit line sizing for high-net-worth individuals.
- Build and oversee processes for bespoke underwriting for high-spending cardmembers.
- Design and implement fraud detection and prevention strategies to protect cardmembers from bad actors while mitigating company losses.
- Oversee payment-related risks, including payment processing reliability, delinquency mitigation, and privacy protection.
- Manage company-wide risk across credit, fraud, and payments, ensuring financial security for members.
- Partner with member services, engineering, data, finance, and legal teams to address credit issues, build technology, create dashboards, and establish risk policies.
- Design and maintain dashboards for portfolio performance, fraud activity, privacy compliance, and payment risks.
- Implement alerts and escalation processes for high-risk activities.
Qualifications
- Proven experience managing risk for personal cards, loans, or payments, particularly with a high-net-worth client base.
- Expertise in credit, fraud detection, payments risk management, and member privacy/security practices.
- Strong understanding of modern financial technology tools (e.g., Plaid, software-driven underwriting, fraud detection systems).
- Exceptional communication skills for cross-team collaboration.
- Ability to manage time-sensitive tasks in a fast-paced, entrepreneurial environment.
- Availability to work in-office in NYC or SF.
Skills
Required:risk managementcredit underwritingfraud detection and preventionfinancial technology toolscommunication
Last updated Mar 18, 2026. Interested? Apply on the company site.
More open roles at Atlas
- Software Engineer11mo agoHybrid (San Francisco), Remote · Engineering
- Founding Applied AI Engineer11mo agoSan Francisco · Engineering
- Member Advisor11mo agoNew York, NY, San Francisco, CA +1 more · Support