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Software Engineer

ModernFi· Engineering
Apply on company site
NYC | Remote$150k - $250kFull-timePosted 11mo ago

About the role

Software engineer role at ModernFi to build core platform powering banks and credit unions; ownership from day one, opportunity to shape platform, culture, and company trajectory across levels (mid-level, Senior, Staff).

Responsibilities

  • Design and build scalable, maintainable, and correct backend services to support ModernFi’s core products and bank integrations.
  • Lead or contribute to technical initiatives, with opportunities to define architecture, lead projects, and mentor teammates.
  • Partner closely with Product to define requirements, translate business needs into technical specs, and ship elegant, impactful features.
  • Uphold and evolve engineering best practices, including code quality, testing, CI/CD pipelines, and documentation.
  • Participate in design discussions, conduct code reviews, and contribute to technical decisions that scale with our business.
  • Tackle challenging technical problems with innovative and pragmatic solutions.
  • Help cultivate an inclusive, high-performing engineering culture grounded in trust, ownership, and collaboration.

Qualifications

  • Proven ability to independently design, develop, and maintain backend systems.
  • Strong understanding of software engineering principles, with tangible experience writing high-quality, production-ready code.
  • Experience leading or contributing significantly to complex engineering projects (for more senior candidates).
  • Excellent communication skills with the ability to explain technical concepts clearly to both technical and non-technical audiences.
  • Comfortable operating in a fast-paced, dynamic environment with shifting priorities.
  • High level of empathy, integrity, and calmness under pressure.
  • 4+ years of software engineering experience (flexible depending on level), ideally with Python, AWS, or similar modern technologies.
  • Interest in financial systems and the opportunity to work on meaningful problems with real-world impact
  • Thoughtful IC who thrives on shipping great software, improving team practices, and supporting those around you.

Skills

Required:Backend design and developmentSoftware engineering principles
Nice to have:Leadership / mentorship

Benefits

  • Top-of-market comp, equity from day one
  • Health, dental, vision. 100% employee covered
  • 401(k) with a broad fund selection
  • Unlimited PTO
  • Fully paid parental leave
  • $100 monthly wellness stipend
  • Dinner in the office
  • Relocation to New York
  • Uncapped equipment
  • Quarterly team outings
Last updated Oct 22, 2026. Interested? Apply on the company site.

About ModernFi

Grow, retain, and manage your deposits

ModernFi helps financial institutions of all sizes provide depositors access to millions in aggregate insurance across network institutions*, source funding on demand, manage their balance sheet, and grow revenue.

deposit networklarge-value depositorsbalance sheet managementlarge-balance accountsbanking services
Company profileWebsite

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