← All roles

Data Scientist

Parafin· Data Science
Apply on company site
Hybrid (San Francisco, CA)$200k - $260k + equityFull-timePosted 4mo ago

About the role

Data Scientist role at Parafin focusing on growth, portfolio monitoring & servicing, and infrastructure to enable scalable ML-driven insights for SMB financing.

Responsibilities

  • Growth: Designing experiments that expand access to capital while keeping the portfolio healthy.
  • Studying the full merchant lifecycle — first offer, repayment, repeat capital — to find where we can responsibly extend more
  • Modeling how a prospective partner's portfolio would perform on our platform, so we can size new opportunities before launching
  • Portfolio Monitoring & Servicing: Building models and tooling that forecast portfolio performance and measure the impact of our servicing efforts on merchant outcomes.
  • "Measuring whether our servicing actually works — how much balance we recover after reaching out to a struggling merchant, and what interventions move the needle"
  • Infrastructure: Building the data pipelines, automated systems, and internal tools that let the rest of the company operate at scale.
  • "Building the data pipelines that power every analysis, dashboard, and ML model across the company"
  • "Automating processes — lien filings, KYC checks, fraud screens — using APIs, ML, and LLMs"
  • "Building internal tools — Streamlit apps, dashboards, Slack bots — that the rest of the company uses every day"

Qualifications

  • Bachelor's Degree (or higher) in Computer Science, Statistics, Mathematics, Data Science (or related fields).
  • Statistical Reasoning
  • Business Acumen
  • Engineering Mindset
  • Leadership and Collaboration
  • Focused Execution
  • AI Tool Fluency

Skills

Required:Statistical analysisMachine learningPythonSQL / Data pipelinesCommunication & collaboration

Benefits

  • Salary: DS / Senior DS: $200k - $260k + EQ
  • Staff/Principal: $265-330k + EQ
  • Equity grant
  • Medical, dental & vision insurance
  • Work from home flexibility
  • Unlimited PTO
  • Commuter benefits
  • Free lunches
  • Paid parental leave
  • 401(k)
  • Employee assistance program
Last updated Jul 29, 2026. Interested? Apply on the company site.

About Parafin

A financing program, built for your platform

Parafin partners with platforms to deliver seamless, flexible access to financing, giving small businesses the capital they need to grow with confidence.

financingembedded financesmall businessescapitalspendpay over time
Company profileWebsite

More open roles at Parafin