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Compliance Officer - Brazil

ARQ· Operations
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Hybrid (São Paulo, Brazil (remote friendly))Full-timePosted 3mo ago

About the role

Compliance Officer responsible for owning the local Brazil compliance program, ensuring adherence to local and international standards, regulatory monitoring, investigations, and liaison with regulators, auditors, and banking partners.

Responsibilities

  • Investigations: Review KYC alerts, biometric mismatches, and potential fraud using Receita Federal, SERPRO, and KYC tools (Jumio, Persona).
  • Regulatory Reporting: Prepare and submit COS filings to COAF, maintain CCS reports, and support other regulatory obligations (e.g., SISBAJUD).
  • Transaction Monitoring: Assess suspicious activities across PIX, TED/DOC, and interoperable wallets; escalate financial crime risks.
  • Sanctions & Screening: Monitor PEP, sanctions, adverse media alerts, and review limit increase requests in line with COAF and Banco Central do Brasil requirements.
  • Process Improvement: Enhance monitoring and reporting controls to detect and mitigate emerging threats.
  • Compliance Culture: Work with internal teams to strengthen AML/CFT controls and align with Banco Central directives and COAF guidelines.
  • Stakeholder Management: Serve as the main point of contact with regulators, auditors, and banking partners, ensuring clarity and transparency.

Qualifications

  • Fluency in Portuguese & English.
  • Proven experience with COAF regulatory reporting (COS, CCS, SISBAJUD).
  • Strong knowledge of AML/CFT frameworks, Banco Central Circular 3978, PIX-related fraud, FATF standards.
  • Experience in audits, inspections, and risk assessments with Banco Central and COAF.
  • Expertise in KYC controls (IDs, biometrics, SERPRO, sanctions, adverse media).
  • Confidence engaging with regulators and external authorities.
  • Hands-on, detail-oriented, and proactive mindset.

Skills

Required:KYC investigationsRegulatory reporting (COS, CCS, SISBAJUD)AML/CFT frameworks

Benefits

  • Competitive Salary
  • Performance bonus based on KPIs
  • Equity options
  • Paid annual leave & healthcare
  • Latest tools & technology
  • Collaborative, high-growth fintech environment
Last updated Oct 25, 2026. Interested? Apply on the company site.
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About ARQ

The global financial platform for affluent consumers in the Americas.

ARQ opens the world’s strongest assets and markets to travelers, investors and professionals across the Americas—so they can spend, receive, send and grow their money wherever they are. Formerly known as DolarApp.

FintechCrypto / Web3
Company profileWebsite

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