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Senior Manager Expansion Risk

Tala· Risk Management
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RemoteFull-timePosted 2mo ago

About the role

Senior Manager Expansion Risk is an experienced credit leadership role responsible for Tala's Expansion Markets risk function, covering growth D2C markets and B2B2C underwriting. The role focuses on risk performance monitoring, strategy development and implementation, and cross-functional execution with Product and Data Science to translate portfolio performance into risk strategy, including in data-sparse markets. Remote-first with requirement to live in India.

Responsibilities

  • Expansion Portfolio Ownership & Credit Strategy: Understands portfolio health across the full customer lifecycle, develops and executes credit strategies within Tala's decisioning frameworks (approval rate calibration, limit setting, pricing), monitors portfolio KPIs, identifies emerging trends, evolves decisioning frameworks, partners with Product and Data Science to translate risk priorities into decisioning improvements, provides concise portfolio updates to leadership, Finance, and Capital Markets.
  • Partnership Underwriting: Leads underwriting strategy for partnership pilots and ongoing risk management for Tala's B2B2C portfolio, establishes and maintains credit policies tailored to partnership structures, evaluates new partnership opportunities from a risk perspective, partners with Data Science on data collection strategies for pilots

Qualifications

  • 6+ years of experience in unsecured consumer lending with hands-on ownership of credit portfolio performance in a high-volume, data-driven environment
  • Demonstrated ability to develop and execute credit strategies balancing growth and risk (approval policy, pricing, limit management, portfolio segmentation)
  • Experience with partnership or B2B2C lending; comfortable adapting underwriting frameworks to non-standard data environments
  • Strong analytical foundation; comfort with ambiguity and indirect data signals when direct data is unavailable
  • Proactive and inquisitive approach to identifying emerging risks and opportunities
  • Clear, precise communicator able to synthesize complex portfolio dynamics for technical and non-technical audiences
  • Strong cross-functional instincts; track record of influencing product and engineering partners without direct authority
  • Proficiency in SQL; Python preferred
  • Comfortable working in a fast-paced, global environment with distributed teams across time zones

Skills

Required:Credit strategy developmentPortfolio performance monitoringPartnership underwritingData collaborationSQL
Nice to have:Python
Last updated Oct 21, 2026. Interested? Apply on the company site.

About Tala

Digital Financial Services, Credit, Savings and More

A money app for the majority. Tala bridges digital and cash ecosystems to help customers seamlessly manage their financial lives, all in one app.

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