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Senior FP&A Analyst

Zopa· FP&A
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Hybrid (London)Employee - PermanentPosted 1mo ago

About the role

Senior FP&A Analyst with strong commercial understanding and forward-looking analytical mindset to support planning, forecasting and scenario modelling for a growing bank, collaborating across Finance, Risk and Product.

Responsibilities

  • Play a key role in forward-looking planning activities, turning commercial, economic and operational drivers into robust forecasts that shape business decisions.
  • Deliver budgets, long-term plans and scenario analysis, supporting ICAAP and other capital, strategic and business decision-making activities as they arise.
  • Analyse risks, opportunities and implications within forecasts and plans, drawing out key insights, sensitivities and potential management actions for decision-makers.
  • Partner with FP&A, Product, Treasury, Credit Strategy, Valuations, Impairments and teams across the business to monitor actual performance, challenge assumptions and ensure key forecast outputs are well understood.
  • Prepare clear, decision-ready analysis, commentary and presentations for senior stakeholders and committees.
  • Help improve how FP&A works by simplifying processes, strengthening forecasting models and Anaplan outputs, and embracing tools such as AI to make planning and analysis more efficient.

Qualifications

  • Strong financial analysis experience, ideally in retail banking or consumer finance, with a focus on forward-looking planning, forecasting and scenario analysis.
  • Ability to translate commercial, economic and operational drivers into clear, credible financial forecasts and projections.
  • Comfortable interpreting financial information across P&L, balance sheet, product performance, capital, liquidity and risk.
  • Working knowledge of credit risk, impairment forecasting or IFRS 9, with the ability to understand how credit performance and impairment assumptions affect financial performance.
  • Able to identify financial risks and opportunities, and explain the implications for business performance, planning and capital decisions.
  • Clear communicator, able to turn complex financial information into concise insight for senior and cross-functional stakeholders.
  • Strong stakeholder-management skills, with the ability to build trust, gather inputs and challenge assumptions constructively across Finance and the wider business.
  • Comfortable working through structured, recurring planning processes while also responding flexibly to ad hoc analysis, projects and strategic initiatives.
  • Continuous-improvement mindset, able to improve processes, strengthen outputs and use AI tools to work more effectively.

Skills

Required:Financial planning and analysisP&L and balance sheet interpretationCredit risk / IFRS 9 knowledge
Last updated Oct 21, 2026. Interested? Apply on the company site.

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