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Underwriter, Alternative Mortgages

Neo Financial· Mortgages
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Calgary, AB, Toronto, ON, RemoteFull-timePosted 3w ago

About the role

Experienced Alternative Mortgage Underwriters responsible for making sound credit decisions, verifying documents, and structuring solutions for non-traditional lending scenarios across Canada. Collaborates with Mortgage Sales and third-party brokers to deliver customer-focused financing solutions.

Responsibilities

  • Promptly review incoming applications, verify supporting documentation for accuracy and legitimacy, and approve, decline, or refer applications for approval. Ensure approved deals close as scheduled by following up on outstanding conditions/documents and ensuring compliance with guidelines.
  • Review documents including appraisals to ensure they meet established guidelines.
  • Ensure that SLAs, productivity, and risk/audit parameters are met.
  • Follow up with brokers daily on issued mortgage commitments to maximize funding volumes through active pipeline management.
  • Deliver mortgages from application stage to funding; communicate clearly with Sales, mortgage brokers, and internal/external partners to ensure understanding of process, expectations, and required documentation.
  • Utilize hands-on problem-solving to make prudent decisions on complex mortgage files.
  • Develop subject matter expertise in product functionality, services, tools, and Salesforce CRM capabilities.
  • Remain current on industry trends to secure a competitive advantage.
  • Perform other duties as assigned.

Qualifications

  • 3+ years of underwriting experience in the Canadian mortgage industry, in Alternative Mortgage Lending
  • Passion for growth and excellence in a startup environment
  • Epic focus and energy with strong dedication to client service
  • Superior verbal and written communication skills
  • Highly organized with exceptional time management capabilities

Skills

Required:UnderwritingDocumentation & ComplianceStakeholder Communication

Benefits

  • Equity Ownership (Where Eligible)
  • Flexible base salary with cash/equity mix
  • Wide range of rewards and benefits described in the company materials
  • Flexible health benefits & life insurance
  • 22 days PTO and holidays (21 Days PTO + stat holidays mentioned) and personal leave
  • Health & personal spending accounts
  • Discounts through partner network
  • Parental top-up & equity vesting during long term leave
  • Neo night events
  • Company wide huddles and education
Last updated Oct 7, 2026. Interested? Apply on the company site.

About Neo Financial

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