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Institutional Due Diligence Specialist, EU

Lightspark· Legal & Compliance
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Estonia€40.8k - €47.9kFull-timePosted 3w ago

About the role

Institutional Due Diligence Specialist to join EU Compliance team, owning due diligence for legal entities, partners, and respondent institutions, shaping processes to onboard compliant entities and monitor risk.

Responsibilities

  • Owning the end-to-end due diligence process for institutional customers, including KYB legal entities, partners, and respondent institutions, from onboarding through periodic reviews
  • Reviewing onboarding applications and making risk-based decisions to approve or reject customers
  • Running periodic and event-driven reassessments, including ongoing KYB data updates
  • Conducting Enhanced Due Diligence (EDD) on higher-risk relationships
  • Monitoring customer behavior and transaction activity to identify unusual or suspicious patterns, and gathering additional information or documentation where needed
  • Performing sanctions, PEP, and adverse media screening
  • Escalating compliance issues, risks, and findings to the Compliance Manager in a timely, structured way
  • Helping build, improve, and implement our internal compliance procedures and best practices as we scale

Qualifications

  • 5+ years of experience in AML/CTF compliance, risk management, or due diligence, ideally in financial services, fintech, or payments
  • Deep knowledge of KYB, CDD, EDD processes for legal entities and institutional clients
  • Hands-on experience with transaction monitoring, sanctions screening, and PEP/adverse media checks
  • Familiarity with SumSub, ComplyAdvantage, or similar AML screening tools
  • Strong analytical and investigative skills, with sound, well-documented judgment
  • High attention to detail and a solid understanding of EU and Estonian AML/CTF regulatory frameworks
  • Clear communicator with a strong commitment to ethical standards
  • Ability to manage multiple priorities in a fast-paced environment without compromising accuracy
  • Full working proficiency in English and Estonian
  • Bachelor’s degree in Law, Business, Finance, Economics, or a related field, or equivalent practical experience. We appreciate that some of the best talent comes from non-traditional backgrounds
  • Experience in a multinational, high-growth company is a plus

Skills

Required:AML/CTF complianceKYB, CDD, EDDTransaction monitoringSanctions screeningAML toolsRegulatory knowledge

Benefits

  • Offers Equity
  • Offers Bonus
  • annual performance bonus and equity
  • On-site 5 days per week
Last updated Oct 15, 2026. Interested? Apply on the company site.
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About Lightspark

Global Payments Platform for Instant Bitcoin Transfers

Lightspark powers instant, low-cost Bitcoin and Lightning Network payments. Connect your business to the Money Grid for faster, borderless money movement.

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