Legal & Compliance - sole hire, build with AI
Kovo· Legal
Remote$200k - $280kFull-timePosted 5d ago
About the role
Kovo is seeking its sole legal and compliance hire to own end-to-end legal and compliance for the business today and for future products. The role focuses on building a minimal, scalable posture for a multi-product fintech company, working closely with product and engineering to design compliance considerations from zero to one, and driving automation and outside counsel usage as needed.
Responsibilities
- Stand up new products from zero to one with the smallest footprint that works and reuse existing licenses/obligations where possible
- Define the entity, licensing, and bank-partner posture for each product once the design is settled
- Write policies, procedures, disclosures, and agreements each product needs, and get them approved by partners and regulators
- Review marketing, product flows, and partnerships before they ship, and build scalable review processes
- Reconcile the posture across the product suite as it grows, removing duplication
- Keep current legal/compliance operations running to the standard expected by partners
- Identify opportunities to codify, automate, or retire processes and implement
- Run litigation defense, dispute resolution, complaints, exams, and audits with limited cross-functional support
- Manage bank and partner compliance relationships, privacy, and BSA/AML/KYC and fraud policy
- Build and maintain agentic workflows for research, drafting, policy maintenance, monitoring, and reconciliation to reduce ongoing involvement
- Maintain high quality standards for all agent-produced outputs and engage outside counsel only when necessary
- Communicate clear, fast, written answers to founders, engineering, product, marketing, and customer experience
- Represent Kovo with banks, partners, regulators, and auditors
Qualifications
- JD and active bar admission in a US state
- Prior legal or compliance role at a fintech startup (ideally fast-growing)
- Mid-career with experience taking a regulated consumer product through its lifecycle
- Multidisciplinary background with experience in business, engineering, or product roles alongside legal work
- Hands-on experience with consumer finance stack: FCRA/credit reporting, UDAAP, TILA/Reg Z, ECOA, EFTA/Reg E, state lending/money-transmission licensing, bank partnerships, BSA/AML/KYC
- Proven ability to minimize license needs, consolidate programs, or automate processes
- Experience managing outside counsel and regulator/bank relationships
- Clear ability to design, implement, and maintain scalable compliance postures
- Strong written and communication skills
- Ability to operate in a high-intensity, ownership-focused environment
Skills
Required:JD and bar admission (US)Regulatory compliance in fintechPolicy draftingOperations and process optimization
Nice to have:Outside counsel managementAI-enabled workflow design
Benefits
- Offers benefits
Last updated Oct 22, 2026. Interested? Apply on the company site.
About Kovo
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