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AM/ Manager - Risk & Decision Science

Meesho· Financial Services
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BangaloreFull Time EmployeePosted 11mo ago

About the role

Role focused on policy, data science, and analytics to build risk management and scoring capabilities for a scalable lending business within Meesho’s Financial Services team.

Responsibilities

  • Owning an automated decisioning process and its outcome.
  • Creating 6 Month Risk roadmap
  • Refine the Credit policies and create new policies to lend in unexplored segments.
  • Own end to end ML model development methodology : Feature creation, Model design and development, tuning, validating, monitoring and calibrating
  • Coding up and maintaining BRE , automating credit policies as well as underwriting decisions if need be
  • Independently drive and conceptualize projects on Risk and Data science.
  • Initially an IC role but expected to guide and manage a team of analysts and grow into leadership role.

Qualifications

  • 3-6 years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, with products like BNPL, PL or consumer loan.
  • Strong RCA skills along with excellent critical thinking skills, ability to present to leadership.
  • Working knowledge of GCP, Vertex AI and cloud function for deployment.
  • Solid understanding of credit bureau data (CIBIL, Equifax, CRIF), and banking risk frameworks.
  • Expert in PD, EAD , LGD modeling in Python environment.
  • Can identify use cases of AI to drive productivity internally in the team and in the decisioning process.

Skills

Required:Policy design and analyticsCredit risk modeling (PD, EAD, LGD)ML model development and deployment

Benefits

  • Competitive compensation — cash and equity-based
  • MeeCare holistic wellness program including extensive medical insurance for employees and families, telehealth, wellness events, and fitness-related perks
  • Generous leave policies, parental support, retirement benefits, and learning and development assistance
  • Salary advance support, relocation assistance, and flexible benefit plans
  • Inclusive and accessible workplace with disability inclusion commitments
Last updated Oct 21, 2026. Interested? Apply on the company site.
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