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Associate Product Manager- Lending

Paytm· Product Management
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Noida, Uttar Pradeshfull-timePosted 11mo ago

About the role

Manage end-to-end product lifecycle for lending journeys at Paytm, including onboarding, credit decisioning, disbursement, repayment, and closure. Collaborate with cross-functional teams, analyze data, optimize funnels, and ensure compliance to enhance product adoption and performance.

Responsibilities

  • Work closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability, and impact.
  • Understand different technology platforms, their features, and work with solution architects/engineering leads.
  • Own end-to-end product lifecycle for lending journeys – onboarding, credit decisioning, disbursement, repayment, and closure.
  • Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates.
  • Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact.
  • Proactively test products and features, provide early feedback, cover entire journeys, and ensure KPIs and reporting are in place.
  • Access, analyze, and validate data independently using SQL or similar tools.
  • Track key product and data metrics (OKRs and KPIs), and adjust strategies for optimization.
  • Stay updated with RBI regulations, compliance norms, and industry best practices.

Qualifications

  • Bachelor’s degree in engineering, computer science, or related field.
  • MBA from Top Tier colleges.
  • Professional experience of 3-5 years in product management.
  • Deep understanding of Lending domain, credit platform products, Fintech/BFSI sector.

Skills

Required:Cross-functional collaborationData analysis with SQLProduct lifecycle managementRegulatory compliance knowledge
Nice to have:Customer experience design

Benefits

  • Collaborative, output-driven environment.
  • Opportunity to impact a large ecosystem of users and merchants.
  • Competitive compensation aligned with the scale of Paytm's ecosystem.
Last updated Jan 16, 2026. Interested? Apply on the company site.

About Paytm

Secure & Fast UPI Payments, Recharge Mobile & Pay Bills

Paytm - India’s largest digital payment app makes it secure and seamless to pay using UPI, make bill payments, recharge mobiles, DTH, data card & Metro Card etc anywhere in India.

UPI PaymentsMobile RechargeBill PaymentsDTH rechargeTicket BookingPayments & ServicesLoans & Credit CardsInsurance
Company profileWebsite

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