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Software Engineer

January· Engineering
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Hybrid (New York City)$176.5k - $204kFull-timePosted 10mo ago

About the role

Software Engineer at January, hybrid in New York City, focusing on end-to-end feature delivery, technical excellence, and AI-driven innovation to improve consumer debt resolution and financial wellbeing at scale.

Responsibilities

  • Own Feature Delivery End-to-End
  • Drive Technical Excellence with Business Context
  • Navigate Ambiguity and Accelerate Team Velocity
  • Elevate Code Quality and Engineering Standards
  • Embrace AI-Driven Innovation

Qualifications

  • 3+ years building production software systems, with demonstrated ability to own complete features independently
  • Strong proficiency in at least one backend language (Python, Java, Go, or similar) with ability to write clean, testable code
  • Solid understanding of APIs, databases, and web technologies
  • Track record of working effectively with product managers and cross-functional partners to deliver business outcomes
  • Experience making technical decisions that balance delivery speed with long-term system health
  • Proven ability to work on complex problems without constant direction
  • Track record of fixing issues outside assigned scope when they block progress
  • Experience turning ambiguous requirements into concrete solutions through clarifying questions and proposals
  • Demonstrates self-starting behavior — seeks out problems to solve rather than waiting for assignment
  • Clear written and verbal communication across technical and non-technical audiences
  • Experience providing constructive code review feedback that improves team standards
  • Comfortable with both documentation and real-time collaboration
  • Track record of building trust through follow-through and transparent communication about blockers
  • Active experimentation with AI development tools to improve productivity
  • Openness to feedback and commitment to continuous learning
  • Enthusiasm for emerging technologies and their practical application
  • Interest in fintech, consumer finance, or mission-driven companies (nice-to-have)

Skills

Required:Backend developmentAPIs and databasesTechnical decision makingCross-functional collaborationCode review and documentation

Benefits

  • Not specified in the description
Last updated Oct 15, 2026. Interested? Apply on the company site.

About January

Humanity in consumer finance starts with data.

January helps consumers take control of their debt with flexible payment options, settlements, and easy online account management.

consumer financeAI-enabled solutionsdebt recoverycompliancecredit lifecycle insightsthird party recoveriesconsumer relationships
Company profileWebsite

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