← All roles

Model Risk Management Lead, Machine Learning

Affirm· Internal Audit
Apply on company site
Remote$185k - $245kFull-timePosted 4mo ago

About the role

Lead independent validation and ongoing monitoring of machine learning models used for credit underwriting, credit risk, and fraud detection; identify weaknesses, collaborate on remediation, and implement the MRM framework in a cross-functional setting.

Responsibilities

  • Perform independent challenges of machine learning models used for credit underwriting, credit risk, and/or fraud detection through thorough validation and ongoing monitoring
  • Identify model weaknesses and opportunities for improvement
  • Collaborate with model owners to remediate model validation findings
  • Partner cross-functionally to implement and maintain the company’s MRM framework
  • Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests

Qualifications

  • 4-6 years of professional experience in related technical areas such as model development, model validation, data science
  • Deep and broad knowledge and experience in machine learning modeling, credit underwriting, credit risk management, and/or fraud detection and fraud risk management
  • Proven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL)
  • Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases
  • BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science
  • Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving
  • Extraordinary interpersonal and verbal/written communication skills

Skills

Required:Machine learning modelingModel validationPythonSQLCommunication

Benefits

  • Health coverage at no cost for employees and dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and holiday calendar
  • Employee stock purchase plan (ESPP)
Last updated Sep 16, 2026. Interested? Apply on the company site.

About Affirm

Pay over time with flexible payment plans and no fees

Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.

Buy now pay laterFinancial servicesPayment plansCredit
Company profileWebsite

More open roles at Affirm