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Product Manager, Payments

Modern Treasury· Product
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Hybrid (San Francisco), Hybrid (New York)$170k - $250k + equityFull-timePosted 3mo ago

About the role

Product Manager to help build and grow the Payments product, owning capabilities from onboarding and compliance through payment rails and liquidity, utilizing AI tools and collaborating with engineering, compliance, partnerships, and customer-facing teams.

Responsibilities

  • Own products that make up Modern Treasury's Payments offering and leverage AI where possible
  • Research, design, and deliver onboarding & compliance features (KYC, KYB, sanctions, regulatory requirements) into product
  • Design and optimize payment rails including domestic schemes (ACH, wire, RTP), cross-border rails, and stablecoins; prioritize rails and expose them in a unified, reliable way
  • Ensure reliability and support in collaboration with Customer Success and Support during incidents
  • Define liquidity capabilities for funding, holding, and moving funds; provide visibility and control over balances across accounts and rails
  • Interface with bank partners and stablecoin partners to scale Payments across geographies
  • Spend time with customers to understand their needs and translate into engineering requirements
  • Work across compliance, partnerships, sales, and customer success to deliver at scale

Qualifications

  • AI Fluency: ability to apply modern AI tools to business problems (no model training required)
  • Payments experience: built payments products and understanding of US and international rails
  • Cross-border expertise: experience with US and international cross-border payment rails and regulatory realities
  • Interest in or experience with stablecoins
  • Technical fluency: ability to read API docs and bank/scheme specs; comfort with data and SQL
  • Customer obsession: strong ability to engage with customers and translate needs into requirements
  • Ownership at scale: track record of shipping and iterating products with a dynamic roadmap

Skills

Required:Product managementAI toolingRegulatory/compliance awarenessCross-border paymentsTechnical fluencyCustomer engagement
Last updated Oct 1, 2026. Interested? Apply on the company site.
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About Modern Treasury

Payment operations tools for money movement.

Modern Treasury offers tools that automate the full cycle of money movement—from payment initiation, through approvals, to reconciliation—and are accessible through web application or API.

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