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Compliance Manager (Australia)

Affirm· Compliance
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Remote$135k - $205kfull-timePosted 3mo ago

About the role

Regulatory Compliance Manager responsible for leading Affirm's Australian regulatory compliance program, translating global strategy into local execution, and ensuring adherence to Australian regulatory and licensing obligations to support responsible growth and strong consumer outcomes.

Responsibilities

  • Own and oversee the Australian regulatory compliance framework for consumer credit and related financial services, including the National Consumer Credit Protection Act, National Credit Code, Privacy Act,, applicable licence conditions, and associated regulatory guidance.
  • Maintain documented compliance arrangements that support Australian credit licence obligations and keep pace with regulatory change, including the rules applying to buy now pay later (low cost credit contracts) and consumer credit.
  • Lead ASIC examinations, inquiries, information requests, licence interactions, and other supervisory engagement.
  • Oversee timely and accurate regulatory notifications and reporting, including reportable situations, internal dispute resolution data, licence updates, and other applicable filings.
  • Maintain the Australian regulatory obligations register and compliance risk assessment process, with clear ownership, controls, monitoring, and evidence.
  • Set remediation priorities and oversee root-cause analysis, corrective actions, consumer remediation, and sustainable control improvements
  • Monitor compliance metrics and risk indicators across responsible lending, product governance, complaints, hardship, collections, disclosures, marketing, and consumer outcomes.
  • Assess incidents and breaches, oversee reportability decisions, and escalate material regulatory risks through local and global governance channels.
  • Translate global compliance strategy into Australian operational plans that reflect local laws, licence conditions, ASIC guidance, and regulatory priorities
  • Prepare reporting for executive leadership and risk governance committees
  • Own the regulatory change process from horizon scanning and impact assessment through implementation, assurance, and evidence of compliance
  • Assess governance structures and recommend enhancements where needed
  • Partner with Product, Legal, Credit, Marketing, Servicing and Operations, Privacy, Analytics and Engineering teams
  • Provide practical regulatory guidance and challenge for new products and business initiatives, including licensing, responsible lending, product design and distribution, disclosures, complaints, hardship, collections, privacy, and advertising
  • Influence complex compliance decisions affecting Australian strategy, customer journeys, product governance, and consumer outcomes
  • Accountable for execution and continuous improvement of the Australian regulatory compliance program
  • Exercises discretion in operational planning and resource allocation
  • Decisions affect Australian licensing, regulatory posture, product and conduct risk, and consumer outcomes
  • Impact horizon typically up to one year

Qualifications

  • 8+ years of regulatory compliance experience in an Australian regulated financial services, consumer credit, payments, or fintech environment.

Skills

Required:Australian consumer credit regulationRegulatory change managementStakeholder management

Benefits

  • Health coverage at no cost: 100% of premiums for employees and their dependents.
  • Spending stipends for tech setup and health/wellness options.
  • Flexible time off and generous holidays.
  • Employee stock purchase plan (ESPP) with stock purchase at a discount.
Last updated Sep 16, 2026. Interested? Apply on the company site.

About Affirm

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