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Senior Finance Lead, Credit Card

Tilt· Finance
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Remote$175k - $225kFull-timePosted 2mo ago

About the role

Senior Finance Lead dedicated to the Credit Card business unit within Tilt's Strategic Finance team. Owns the Credit Card P&L, drives forecasting and unit economics, partners with product, credit/risk, and marketing, and interacts with BU and executive leadership including board-level reporting. Focused on autonomous strategic direction, AI-enabled finance workflows, and improving reporting infrastructure.

Responsibilities

  • Own the Credit Card P&L: forecast-vs-actual, variance analysis, and financial reporting for the Credit Card business, including inputs to board and executive materials.
  • Be the embedded finance partner: serve as the primary finance contact for Credit Card leadership, flag financial risk/opportunity in real time, translate operating decisions into financial impact.
  • Own unit economics: build and maintain unit economics model (CAC, LTV, contribution margin, portfolio yield, delinquency and loss curves) and evaluate new product, pricing, and credit line initiatives.
  • Drive planning cycles: lead Credit Card inputs to annual planning and quarterly re-forecasts with grounded assumptions and explicit resourcing tradeoffs.
  • Build the business case: size and evaluate new initiatives with data-backed analysis (pricing, channels, portfolio strategy).
  • Partner with Credit/Data Science on portfolio performance: translate model/portfolio metrics into financial terms for leadership.
  • Shape strategic priorities: identify risks/opportunities and proactively recommend actions to leadership.
  • Drive AI-enabled finance workflows: implement AI tools to accelerate reporting, analysis, and ad hoc modeling.
  • Improve the reporting infrastructure: build dashboards and automated reporting for self-serve, decision-ready metrics.

Qualifications

  • 6+ years of experience in strategic finance, FP&A, bizops, management consulting, or investment banking; lending/credit card/consumer finance experience preferred
  • Demonstrated track record of owning a P&L or business unit financial narrative at senior level with BU/executive engagement
  • Strong unit economics and financial modeling skills, exposure to credit/lending economics (loss rates, yield, CAC/LTV)
  • Comfortable with SQL; Databricks and/or Aleph experience a plus
  • Hands-on experience using AI tools (e.g., Claude, ChatGPT, Copilot) to drive efficiency in financial analysis or reporting
  • Ability to build trust and influence with non-finance BU leaders (product, credit/risk, marketing)
  • Resourceful, hands-on, able to operate in the weeds despite seniority
  • Strong strategic thinking and ability to structure ambiguous problems independently
  • Excellent verbal and written communication; comfortable presenting to senior/executive and board-level audiences
  • Advanced degree (MBA or related) preferred; experience with international markets or multi-currency businesses is a plus

Skills

Required:P&L ownershipUnit economics modelingFinancial planning and analysisAI tools usageCommunicationStakeholder management
Nice to have:SQL

Benefits

  • Virtual-first teamwork with global collaboration
  • Competitive pay and equity
  • Flexible health plans and substantial subsidies
  • Direct exposure to leadership
  • Paid global onsite meetups twice yearly
  • Growth opportunities based on contributions
Last updated Aug 26, 2026. Interested? Apply on the company site.
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About Tilt

Mobile crowdfunding: The easiest way to collect, fundraise, and sell…

Tilt is a technology company that makes it easy for groups and communities to collect, fundraise, or pool money securely and effectively online. In addition to helping social organizers, the company is legally certified in securing fundraisers for non-profit organizations.

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