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Financial Model Risk Management Lead

Affirm· Internal Audit
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Hybrid (Canada)$145k - $205kFull-timePosted 2mo ago

About the role

Lead validator role in Affirm's Model Risk Management (MRM) team focusing on finance and analytics models, with end-to-end validation, governance strengthening, and cross-functional remediation.

Responsibilities

  • Perform independent challenges of financial and analytics quantitative models — including ALM, allowance/loss forecasting, loan transition models (LTM), corporate financial planning models, take-up and engagement models, and related decision-support analytics — through rigorous validation and ongoing monitoring
  • Lead end-to-end validation engagements on high-complexity, high-criticality models
  • Identify model weaknesses, limitations, and opportunities for improvement; articulate findings clearly to technical and non-technical stakeholders
  • Collaborate with model owners and stakeholders across Finance, Quantitative Research, and Growth Analytics to remediate validation findings and strengthen model governance
  • Partner cross-functionally to implement and maintain the company's MRM framework
  • Partner with Internal Audit, Internal Controls, Accounting, and Compliance to ensure timely resolution of audit, regulatory, and examiner requests

Qualifications

  • 4–6 years of professional experience in related technical areas such as model development, model validation, quantitative finance, or data analytics — with meaningful exposure to financial and/or analytics model validation
  • Deep and broad knowledge of corporate finance, treasury, ALM, and/or actuarial/statistical forecasting
  • Experience in credit underwriting, credit risk management is a plus
  • Proven ability to work with scripting languages (e.g., Python) and large-scale datasets (e.g., SQL); comfort reviewing models built in Excel, Python, Databricks, or similar environments
  • Experience with statistical modeling, time-series forecasting, simulation, and/or machine learning techniques as applied to finance and analytics use cases
  • BS, MS, or PhD in a quantitative field such as Quantitative Finance, Financial Engineering, Mathematics, Statistics, Economics, Computer Science, or Data Science
  • Detail-oriented and intellectually curious about data, models, and business context; skilled at critical thinking and structured problem-solving
  • Extraordinary interpersonal and verbal/written communication skills — able to influence model owners, present to senior stakeholders, and navigate cross-functional remediation

Skills

Required:Model validationPythonSQLTime-series forecastingCommunication

Benefits

  • Health coverage at no cost: 100% of premiums for employees and their dependents
  • Spending stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendars
  • Employee stock purchase plan (ESPP) to buy Affirm stock at a discount
Last updated Sep 16, 2026. Interested? Apply on the company site.

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