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Quantitative Analyst II (Capital Structuring & Analytics)

Affirm· Capital
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Remote$145k - $205kfull-timePosted 1mo ago

About the role

Quantitative Analyst II focused on structuring and pricing Affirm’s consumer asset-backed transactions, developing capital structuring and pricing models, and building models to analyze and predict consumer loan performance. Collaborative role across Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering.

Responsibilities

  • Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
  • Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution
  • Build quantitative models to analyze and predict the performance of Affirm’s consumer loans
  • Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing
  • Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions

Qualifications

  • 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
  • Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
  • Experience with SQL, Python, or other scripting languages
  • Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
  • A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
  • Desire to understand the broader context of business decisions

Skills

Required:Asset-backed financing / structuringQuantitative modelingIntex / BloombergSQLPython or scripting

Benefits

  • Health coverage at no cost for employees and their dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendar
  • Employee stock purchase plan (ESPP) with stock discount
Last updated Sep 16, 2026. Interested? Apply on the company site.

About Affirm

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