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Analytics Lead, Full Stack (Collections & Recoveries)

Affirm· Core Analytics
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Hybrid (Canada)$145k - $205kfull-timePosted 1mo ago

About the role

Role focusing on owning and driving the collections and recoveries strategy for Affirm Canada across the full post-delinquency lifecycle, partnering with Product and Compliance to meet Canadian regulations, and delivering data-driven improvements to collections and recoveries performance.

Responsibilities

  • Own the full Canadian post-delinquency lifecycle: digital and outbound collections, third-party agency placement, and post-charge-off recoveries.
  • Collections channel strategy. Own the digital and calling collections mix: comms cadence and sequencing, day-of-week and channel optimisation, outbound calling strategy, and related experiments.
  • Recoveries Strategy. Own recoveries strategy and performance analytics: recovery rates, cost-to-collect, placement mix, liquidation curves, and vendor scorecards
  • Strategy and roadmap ownership. Set and iterate the Canadian collections and recoveries strategy across delinquency, roll rates, agency performance, and charge-off / net-after-charge-off outcomes; identify and drive initiatives to improve performance.
  • Initiative design and quantification. Take initiatives from hypothesis to launch to measured impact with sizing and A/B frameworks.
  • Regulatory partnership. Collaborate with Product, Legal and Compliance to ensure treatments comply with Canadian regulatory landscape.
  • Cross-market leverage. Partner with collections and recoveries teams in other geographies, especially the US.

Qualifications

  • 5-7+ years in credit risk, collections, or recoveries strategy analytics in consumer lending.
  • Experience designing or optimizing collections and/or recoveries strategies using data, analytics, and insights.
  • Strong analytical background with proficiency in SQL, Python, or other scripting languages.
  • Ability to interpret credit and collections performance data and translate into action.
  • Knowledge of collections, recoveries, and delinquency management; familiarity with Canadian consumer protection, collections, and privacy regulations (a plus).
  • Excellent cross-functional communication and stakeholder management; ability to communicate findings to both technical and non-technical audiences.
  • Passion for deriving insights from data and driving change based on those insights.
  • Intelligence + Humility.

Skills

Required:SQLPythonData interpretation

Benefits

  • Health coverage at no cost for employees and dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendars
  • Employee stock purchase plan (ESPP)
  • Total compensation includes base pay and potential equity rewards
  • CAN base pay range per year: $145,000 - $205,000
Last updated Sep 16, 2026. Interested? Apply on the company site.

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