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Senior Product Manager - Card Issuing & Embedded Finance

Aleph Holding· Finance / Product
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Hybrid (Madrid, Spain)€72kFull time - permanentPosted 3w ago

About the role

Senior Product Manager & Product Sales Lead responsible for full product ownership and commercial leadership of AlephPay—global card issuing, working capital and embedded finance solution—with P&L accountability and regional expansion from Europe into the Middle East, APAC and beyond.

Responsibilities

  • Own product strategy, roadmap, value proposition and lifecycle
  • Shape expansion strategy and evaluate build, partner or hybrid models by capability, market and region
  • Develop card-based embedded finance propositions across spend management, T&E, corporate spend, working capital and financing
  • Lead international expansion across Europe, Middle East, APAC and other priority markets
  • Own product P&L, business cases, revenue targets and commercial performance
  • Define and optimise pricing, revenue streams and product economics
  • Lead the Product Sales Specialist team and align product revenue execution with Media Sales
  • Monitor key performance drivers and act to improve revenue and margin
  • Act as senior SME for card issuing and embedded finance in strategic account discussions with Treasury, Finance, Media and Marketing stakeholders
  • Develop sales toolkits, value propositions, use cases and competitive positioning
  • Lead GTM coordination across Sales, Marketing, Treasury, Risk, Compliance, Operations, Technology and external partners
  • Own strategic relationships with issuers, processors and embedded finance partners

Qualifications

  • Strong experience in card issuing, commercial cards and/or embedded finance.
  • Product management and commercialisation of payment or financial products with P&L responsibility.
  • Experience with working capital or financing solutions linked to B2B payments.
  • Strong knowledge of issuing ecosystems, payment flows, pricing, interchange, FX and corporate payment processes.
  • International market expansion and complex partner management experience.
  • Experience in digital media, advertising, adtech or media buying is a strong plus.

Skills

Required:Card issuing and embedded finance productsP&L ownershipInternational market expansionSales and GTM collaboration

Benefits

  • In line with EU Pay Transparency Directive, minimum gross annual base salary EUR 72,000 plus annual variable component.
Last updated Oct 21, 2026. Interested? Apply on the company site.

About Aleph Holding

Aleph is making digital advertising accessible around the world

A leading global enabler of digital advertising in emerging countries

digital advertisingemerging marketstechnologypaymentssolutions
Company profileWebsite

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