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Compliance Manager, Card

Affirm· Compliance
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Hybrid (Canada)$128k - $188kFull-timePosted 2w ago

About the role

Compliance Manager to own compliance advisory for the Affirm Card program, partnering with Product, Engineering, and Operations to ship compliant card features from concept through lifecycle.

Responsibilities

  • Own end-to-end compliance advisory for the Affirm Card program, including card marketing, checkout, onboarding, wallets (Apple Pay, Google Pay), disputes, and servicing, partnering directly with Product, Engineering, and Operations throughout the development lifecycle
  • Bring an appetite for the unknown and navigate ambiguity in new Card features
  • Apply EFTA (Reg E), TILA (Reg Z)/CARD Act, UDAAP judgment to regulatory questions and escalate only when warranted
  • Review and approve Affirm Card marketing, disclosures, and UX for regulatory compliance and consumer protection standards
  • Lead root-cause analysis and remediation for Card compliance issues through sustainable closure
  • Partner with Compliance Testing, Legal, and Risk to support regulatory exams and bank audits for the Card program
  • Maintain and contribute to the Card program's compliance risk assessment and control inventory
  • Develop and maintain Card-specific compliance training and reference materials
  • Serve as the go-to compliance expert on new Card features, surfacing risk early in product lifecycle

Qualifications

  • 8+ years of experience in a compliance advisory role within financial services (6+ years with a Master’s, 3+ years with a PhD or equivalent) with meaningful card/payments experience
  • Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act; familiarity with Reg DD (TISA) and UDAAP; hands-on experience with card network rules (e.g., Visa, Mastercard) is a plus
  • Proven ability to operate independently in ambiguous, fast-paced environments and make risk-based decisions
  • Experience partnering with Product from early stages of a build in fast-paced, ambiguous environments
  • Experience owning issues from root-cause analysis through sustainable remediation
  • Experience advising and building credibility with Product, Engineering, and Operations on card/payments programs
  • Strong verbal and written communication skills to present regulatory issues to non-compliance audiences
  • Self-directed with strategic thinking and problem-solving; able to present to senior leadership
  • Inquisitive and proactive in identifying problems and proposing practical solutions

Skills

Required:Regulatory compliance advisoryCross-functional collaborationRegulatory risk assessment and remediationRegulatory communications

Benefits

  • Health coverage at no cost for employees and dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendar
  • Employee stock purchase plan (ESPP) to buy Affirm stock at a discount
Last updated Oct 7, 2026. Interested? Apply on the company site.

About Affirm

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