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Software Engineer III

Monzo Bank· Engineering
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Hybrid (Barcelona)€0full-timePosted 8mo ago

About the role

Backend-focused software engineering role at Monzo in Barcelona, collaborating within squads (collectives) to build and support Monzo’s in-house banking platform. Emphasis on customer outcomes, data-informed decisions, and distributed systems with a technically agnostic approach to onboarding and growth.

Responsibilities

  • Collaborate with your team to make a difference to customers
  • Work in a squad alongside product managers, marketers, designers, engineers, data analysts and more
  • Build and support a particular part of Monzo
  • Participate in interview process across collectives and align with business needs
  • Contribute to backend engineering and potentially work across various domains within the bank (e.g., Core Banking, Payments, Platform, etc.)
  • Engage in a standard interview process including system design and behavioural interviews

Qualifications

  • Strong experience working on the backend of a technology product
  • Product mindset with emphasis on customer outcomes and data-informed decisions
  • Comfortable working in a team that deals with ambiguity
  • Interest in distributed systems and writing resilient software
  • Experience with strongly-typed languages (Go, Java, C, Scala, etc.)

Skills

Required:Backend engineeringTyped programming languages
Nice to have:Distributed systems

Benefits

  • Learning budget of €1,200 a year for books, training courses and conferences
  • Hybrid model: 3 days a week in the office
  • Base salary dependent on experience + incentive awards tied to performance + benefits
Last updated Jul 22, 2026. Interested? Apply on the company site.
Monzo Bank logo

About Monzo Bank

A bank as smart as your phone.

YC has written a good overview of our business on their blog: https://blog.ycombinator.com/monzo-makes-money-work-for-everyone/ Our mission is to make money work for everyone. We are the UK's leading digital bank for individuals and businesses, reinventing the traditional banking industry one customer at a time. We're relentlessly mission driven and always put our customers first - from what products we chose to launch next to our transparency and use of simple language. With a Net Promoter Score of 70+, it shows. From our founding in 2015, we now have over 7 million customers in the UK (13% of UK adults) and are building out our team in the US. We've seen incredible organic growth, acquiring 150,000 customers / month in 2022, with 80% of this coming from word of mouth. Our weekly active user rate is ~60% and ~40% of our active users use us as their Main Bank account, showing that we are a product that is embedded in our users' daily lives. We've grown to ~2,450 staff (~400 of which make up the product/tech team), and are backed by YC, Stripe, Tencent, Mike Moritz, and others. Internally, we encourage an open, collaborative, and inclusive working environment - we were voted the #1 startup where people in the UK want to work for the second year running in 2022. We contribute to open source software, and we continually engage with our wonderful community. We're hiring talented, creative problem-solvers to help us build the bank of the future. Join us!

Company profileWebsite

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