← All roles

Software Engineer, Fraud & Identity

Ramp· Engineering
Apply on company site
Hybrid (New York, NY (HQ))$168k - $284.9kFull-timePosted 6mo ago

About the role

Software Engineer role focused on building systems across Fraud, User & Identity Management (UIM), and Identity to detect and prevent fraud, enforce account access protections, and strengthen authentication foundations. Collaboration across Fraud Ops, Risk Strategy, Security, Product, and Data to reduce losses and improve user experience.

Responsibilities

  • Build and evolve backend services that detect and prevent fraud across multiple surfaces, including account access and money movement.
  • Develop enforcement and response tooling that enables fast, safe actions such as identity locks, business locks, payment freezes, and other containment levers.
  • Improve protections against account takeover (ATO), including risk-based step-ups, monitoring, and targeted friction controls (e.g., under attack controls and MFA surge detection/alerting).
  • Design and operate high-signal systems with strong observability: metrics, dashboards, alerting, and playbooks for incidents and fraud campaigns.
  • Partner with UIM/Identity stakeholders to strengthen authentication and identity foundations (roles, permissions, identity state, and related platform primitives).
  • Drive end-to-end delivery: technical design, implementation, rollout strategy, and iteration based on outcome metrics.

Qualifications

  • 3+ years of software engineering experience (or equivalent).
  • Strong backend engineering fundamentals (APIs, distributed systems, data modeling, reliability).
  • Experience building data-informed detection or decisioning systems (rules engines, scoring, anomaly detection, or similar), or strong interest in learning in this domain.
  • Proven ability to operate production systems: debugging, incident response, and improving on-call quality through instrumentation and automation.
  • Strong cross-functional communication skills and comfort working with product and operations partners.

Skills

Required:Backend engineeringData-informed detection or decisioning systemsIncident response & production systems operations

Benefits

  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend
  • In United States: 100% medical, dental & vision insurance for employee, One Medical membership, 401(k) with employer match, Fertility HRA, Parental leave up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, Pet insurance, Relocation expense coverage to NYC or SF (if needed)
Last updated Oct 22, 2026. Interested? Apply on the company site.
Ramp logo

About Ramp

ai-agents-and-applicationsfinopsfintechpaymentsproductivitysetter-30setter-30-2026-q1wing-list-2026
Company profileWebsite

More open roles at Ramp