Principal Product Manager, Global Payments Platform and Controls
Hybrid (San Francisco)$200k - $280kFull-timePosted 5mo ago
About the role
Principal Product Manager focused on Zip's global payments infrastructure, risk controls, and compliance. Owns strategy and execution for payments platform, bank integrations, payout management, payment routing, fraud prevention, verification, currency management, and compliance at enterprise scale.
Responsibilities
- Own the payments platform strategy and roadmap, including direct bank integrations, payment provider partnerships, and payment routing infrastructure that supports tens of billions in annual volume across 40+ currencies and 130+ countries
- Drive the product strategy and roadmap to reduce payment risk -- including Zip's AI-powered fraud detection system that flags risky invoices directly to customers
- Own bank account verification– expanding provider coverage, increasing geographic reach, and ensuring reliable real-time verification across customer segments.
- Lead payments onboarding automation – building customer-facing workflows that reduce manual operational overhead and accelerate go-live.
- Define product strategy for payment method management to help buyers and vendors transact seamlessly, including multi-provider support and payout group management.
- Lead payments platform modernization -- expanding payment rails and payout capabilities, improving payment cycle times, and ensuring enterprise-grade reliability at scale.
- Drive currency localization across Zip – enabling customers to support multi-currency workflows across all payment surfaces.
- Collaborate deeply with engineering and design to define requirements, provide product direction, make tradeoffs, and deliver high-quality, enterprise-grade payment capabilities.
Qualifications
- 6+ years of product management and 10+ years of overall professional experience; experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance is a requirement.
- Ability to break down complex payment and risk problems into structured components and deliver clear product recommendations.
- Technical fluency with the ability to partner effectively with engineering on integration architectures, API design, payment processing systems, and data-driven risk systems.
- Ability to lead cross-functional initiatives, influence without authority, and drive alignment across engineering, design, operations, and customer-facing teams.
- Strong analytical skills and comfort using data to drive product decisions, measure fraud metrics, and evaluate risk model performance.
- Exceptional written and verbal communication skills, with the ability to tailor messaging to diverse technical and non-technical audiences.
- Bias to action, comfort with ambiguity, and the ability to thrive in a fast-paced, rapidly evolving environment.
Skills
Required:Payments infrastructureTechnical fluency with API design and integration architectures
Benefits
- Start-up equity
- Full health, vision & dental coverage
- Catered lunches & dinners for SF employees
- Commuter benefit
- Team building events & happy hours
- Flexible PTO
- Apple equipment plus home office budget
- 401k plan
Last updated Jul 15, 2026. Interested? Apply on the company site.
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