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Product Owner, Card Programs

Flex· Product
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Hybrid (Remote)Full-timePosted 4mo ago

About the role

Remote / USA. Own Flex's card programs end to end, lead processor strategy, and scale multiple card products (credit, stablecoin, rewards) from one major program to five-plus while maintaining customer experience. Business unit builder seat with emphasis on leadership, vendor management, and cross-functional collaboration.

Responsibilities

  • Own every layer of Flex's card programs: ledger, processing, servicing, fulfillment, BIN sponsor management, network relationships.
  • Lead processor strategy and the direct network relationship. Hold vendors accountable. Drive the technical and commercial negotiations.
  • Build the operational infrastructure that supports five concurrent card programs across credit, stablecoin, and rewards.
  • Architect the path to scale the portfolio by more than 20x. Build the operating model that makes that scale possible without breaking customer experience.
  • Recruit the next layer of the card programs team as the function grows. You will tell us who we need to hire and when.
  • Translate the technical complexity of card issuing into clear product decisions for the rest of the company.

Qualifications

  • You have personally spun up at least one card program from scratch as the primary owner.
  • Hands-on depth across ledger, processing, servicing, and fulfillment. You know what each of these is, who the vendors are, and where the operational risk lives.
  • Deep familiarity with BIN sponsor dynamics, issuer processor mechanics, and card network rules. You can hold a real conversation about a processor migration or a network compliance issue.
  • Senior plus. Typically 8 to 12 years of experience. Title is not the point. Building the business unit is.
  • You are willing to be the only person on this for a stretch and then build the function around you.
  • You can read vendor decks and decide what is real and what is sales theater.

Skills

Required:Card program ownershipVendor management and negotiationsOperational scale designTechnical translation for product decisions
Last updated Oct 21, 2026. Interested? Apply on the company site.

About Flex

All-in-One Business & Personal Finance Platform

Flex is the all-in-one business & personal finance platform for owners. Access premium business banking, flexible net-60 credit, and AP automation. All for free.

Business BankingBusiness CreditNet-60 Credit TermsRewards & CashbackEmployee Expense ManagementAP AutomationGlobal PaymentsCredit Card
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