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Product Owner, Payments and Infrastructure

Flex· Product
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RemoteFull-timePosted 4mo ago

About the role

Product Owner focused on building Flex's payments infrastructure, leading vendor strategy across acquiring, international money movement, and partner banks, and guiding the transition from partner licenses to direct money transmitter licenses.

Responsibilities

  • Own major Tier 1 bank partner implementations and the broader bank partner strategy.
  • Architect the multi-provider payments stack across acquiring, international money movement, and partner banks. Tomorrow it means more rails, more corridors, more direct integrations.
  • Lead vendor selection across new payment rails as Flex scales domestically and internationally.
  • Partner to deliver our MTL acquisition process. Own the product implications of the partner-licensed-to-directly-licensed transition. Translate the operational change for the rest of the company.
  • Build the framework for international money movement across multiple corridors. Pair payment providers thoughtfully so the customer experience is elegant and the vendor risk is balanced.
  • Represent Flex in technical and commercial negotiations with the largest financial institutions in the world.
  • Partner with engineering on the implementation cadence. We have a small but growing payments pod and you will help us scale it as the surface area grows.

Qualifications

  • 4 to 9+ years of payments-specific product experience. Ready to build a function from the ground up.
  • You have personally owned vendor relationships and technical implementations with top-tier payment providers. You know the difference between what a vendor sells and what they actually deliver.
  • Money transmitter licensing transition experience is strongly preferred. If you have lived through a company going from partner-licensed to directly licensed, we want to talk to you. If you have not, the right candidate can still close on this gap. We can teach the MTL specifics. We cannot teach the judgment.
  • You can hold a technical conversation about ACH, wire, card rails, real-time payments, and cross-border money movement without needing translation.
  • You have negotiated with at least one Tier 1 bank or payment network and can walk us through what you learned.

Skills

Required:Vendor relationship managementPayments architecture
Nice to have:Money transmitter licensing
Last updated Oct 21, 2026. Interested? Apply on the company site.

About Flex

All-in-One Business & Personal Finance Platform

Flex is the all-in-one business & personal finance platform for owners. Access premium business banking, flexible net-60 credit, and AP automation. All for free.

Business BankingBusiness CreditNet-60 Credit TermsRewards & CashbackEmployee Expense ManagementAP AutomationGlobal PaymentsCredit Card
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