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Senior Product Manager - Business Lending

Mercury· Product
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Hybrid (San Francisco, CA, New York, NY, Portland, OR, Remote within Canada or United States)$200.7k - $250.9k + equityfull-timePosted 4mo ago

About the role

Senior PM responsible for Mercury's business lending product suite, owning end-to-end product vision, strategy, and roadmap; collaborates with risk, data science, design, engineering, and operations to deliver a fast, fair, transparent lending experience for growing businesses.

Responsibilities

  • Own the vision, strategy, and roadmap for Mercury's business lending product suite
  • Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment
  • Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls
  • Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners
  • Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound
  • Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize
  • Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed
  • Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment

Qualifications

  • 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain
  • Experience of building and scaling lending businesses
  • A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment, and the risk and compliance considerations that come with it
  • Proven ability to ship AI-first and iterate on customer-facing products that solve real problems for users
  • Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders
  • Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities
  • A track record of using data and experimentation to drive decisions and measurable outcomes
  • Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area

Skills

Required:Product managementLending lifecyle knowledgeTechnical collaboration
Nice to have:AI-first product development

Benefits

  • Total Rewards package includes base salary, equity (stock options/RSUs), and benefits
  • Competitive compensation and equity within SaaS and fintech industry
Last updated Sep 23, 2026. Interested? Apply on the company site.
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About Mercury

Online Business Banking For Startups & Small Businesses | Financial Workflows

Powerful banking. Simplified finances. Apply in 10 minutes for business banking that transforms how you operate.

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