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Software Engineer, Credit Card

OnePay· Engineering
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Remote$140k - $190kFull-timePosted 2w ago

About the role

Backend Engineer on the Credit Card team responsible for designing and building backend services, APIs, and event-driven systems for OnePay's co-branded credit card product, with a focus on security, reliability, and regulatory compliance.

Responsibilities

  • Design and build backend services that power our co-branded credit card product and its integrations with partner systems
  • Architect APIs and event-driven systems that handle sensitive financial data securely at scale
  • Partner with risk, compliance, and platform teams to ensure new features meet regulatory and security requirements
  • Own reliability and performance for systems processing real-time credit transactions
  • Drive technical decisions on system design, balancing scalability, security, and speed of delivery
  • Mentor other engineers and raise the bar on code quality, testing, and operational practices across the team

Qualifications

  • 3+ years of professional experience in backend or distributed systems development
  • Experience building and operating production-grade APIs and microservices in a regulated or high-compliance environment (fintech, payments, banking, or similar)
  • Proficiency in Node.js or similar modern backend frameworks (TypeScript, NestJS, Go, or Java)
  • Familiarity with cloud-native architecture (Kubernetes, AWS) and event-driven or microservice-based systems
  • Strong understanding of data security, PCI compliance, or similar standards protecting sensitive financial data
  • Strong communication and collaboration skills across product, risk, and platform teams
  • Drive and proactivity - everyone here is a builder and executor

Skills

Required:Backend developmentNode.js / TypeScript / NestJSCloud-native / Kubernetes / AWSSecurity & PCI compliance

Benefits

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact
Last updated Oct 8, 2026. Interested? Apply on the company site.
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About OnePay

More. For your money.

OnePay combines mobile banking, debit rewards, a digital wallet and more in one app. Banking services provided by bank partners, Members FDIC.

mobile bankingdigital walletdebit rewardscredit builderpay latercash rewards
Company profileWebsite

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