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Senior Insurance Business Analyst

Kin Insurance· Insurance
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Remote$100k - $120k + equityFull-timePosted 1w ago

About the role

Senior Insurance Business Analyst to translate insurance product decisions into implementation-ready requirements across state launches, endorsements, forms, rating updates, and compliance, partnering with Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product in a remote, fast-growing P&C environment.

Responsibilities

  • Own the requirements lifecycle for insurance product and state-configuration changes, from initial discovery through an implementation-ready handoff to Engineering and Tech Product
  • Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications
  • Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment
  • Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery
  • Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins
  • Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences
  • Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing
  • Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made
  • Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release
  • Drive launch readiness and repeatable delivery through process documentation, stakeholder communication, handoff guidance, and continuously improved templates, checklists, and documentation standards

Qualifications

  • 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance
  • Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product
  • Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems
  • Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation
  • Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation
  • A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early
  • Experience managing requirements across multiple products, states, and concurrent initiatives at the same time

Skills

Required:Requirements managementBusiness analysisUAT planning and executionAgile / iterative delivery

Benefits

  • Competitive salary and company equity through Restricted Stock Units (RSUs)
  • 401(k) with company match up to 4% of eligible earnings
  • Multiple medical plan options, plus dental and vision coverage
  • Company-funded HSA contributions
  • Company-paid life insurance and short-term disability
  • Supplemental benefits including long-term disability, critical illness, accident, legal, and pet insurance
  • Mental health support and confidential counseling resources
  • Flexible PTO for exempt employees (typical 15–20 days/year) plus 8 holidays
  • Paid parental leave (up to 14 weeks at 100% pay for birthing parents, 8 weeks for non-birthing)
  • Career mobility and internal growth opportunities
  • Professional development budgets for certifications and conferences
Last updated Oct 14, 2026. Interested? Apply on the company site.

About Kin Insurance

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