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Senior Risk Program Manager - Fraud & Disputes Enablement

Mercury· Banking and Risk Operations
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Hybrid (SF / NY / Portland / Remote (Canada/US))$154.2k - $192.8kfull-timePosted 1w ago

About the role

Senior generalist program manager building Bank Charter Readiness and leading risk, fraud, and disputes operational cadence. Focus on data-driven continuous improvement, cross-functional collaboration with Risk, Compliance, Legal, Engineering, and Vendor Management, and leveraging AI to optimize processes.

Responsibilities

  • Lead Bank Charter Readiness: translate regulatory expectations into sequenced work plans; build programs from zero to one with scope, milestones, dependencies, and risks; maintain audit-ready operations with current SOPs and defensible evidence; coordinate regulator/auditor inquiries with Compliance, Legal, and Operations.
  • Lead Goal tracking, and Reporting for Fraud & Disputes: own Operational Quality Reviews and Monthly CORs, define and track ops health measures (OKRs), build dashboards and reports, drive risk decisions with cross-functional partners.
  • Use data for continuous improvement: analyze quality, productivity, and compliance data across Fraud, Disputes, and Risk UX; implement durable process/tooling/reporting improvements; route root causes to accountable teams; stand up new improvement programs and measure results.

Qualifications

  • 5+ years of program management experience in risk, compliance, fraud, disputes, or operations at a bank, fintech, or other regulated financial services company.
  • Banking experience with regulator/auditor exposure (exam prep, findings remediation, regulatory responses).
  • Proven track record building programs from zero to one with measurable impact beyond immediate team.
  • 2+ years governing BPO or outsourced operations with governance, SLAs, performance/quality oversight, escalations, and regular business reviews.
  • Strong understanding of risk operational processes in Fraud and/or Disputes (case handling, investigations, chargebacks, Reg E error resolution).
  • Comfort with data: metrics definition, dashboards, and interpretation.
  • Experience using AI and automation to improve work processes (synthesizing evidence, drafting SOPs, analyzing QC/vendor data, summarizing incidents, automating status reporting).

Skills

Required:Program managementRegulatory and banking knowledgeData analysis and dashboardsAI/automation in operationsVendor management / BPO governance

Benefits

  • Total Rewards package includes base salary, equity (stock options/RSUs), and benefits.
  • Salary ranges provided for US (NYC/LA/Seattle/SF Bay Area: 154,200—192,800 USD; elsewhere in US: 138,800—173,500 USD) and Canada (145,800—182,200 CAD)
Last updated Oct 14, 2026. Interested? Apply on the company site.
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