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Senior Risk Analyst - Gopay Lending

GoTo· Credit Risk
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Hybrid (Jakarta)PermanentPosted 4d ago

About the role

Senior Risk Analyst focusing on Credit Risk Strategy for merchant lending products (Gopay Pinjam Modal and Toko Kapital) within GoTo Group. Balances portfolio growth with risk mitigation, analyzes merchant data, and supports risk analysis, policy optimization, and strategy execution.

Responsibilities

  • Monitor and analyze key merchant risk metrics to uncover underlying trends and provide actionable insights.
  • Evaluate and optimize current credit risk policies to ensure robust portfolio health and risk mitigation.
  • Leverage SQL and Python to analyze complex datasets, driving continuous strategy enhancements and executing them via decision engines.
  • Partner with cross-functional business teams to guide and support data-driven lending decisions.
  • Develop and maintain comprehensive risk dashboards to facilitate accurate, real-time reporting for stakeholders.
  • Facilitate periodic credit reviews and internal audits to ensure compliance and uphold risk standards.
  • Drive process improvement initiatives within the Credit Risk team to enhance overall operational efficiency.

Qualifications

  • At least 3 years of experience in credit risk management.
  • Strong analytical and problem-solving skills.
  • Understanding of credit risk principles and lending products.
  • Experience with data analysis tools (SQL/PYTHON, Excel, or BI tools).
  • Excellent communication and stakeholder management abilities.
  • Attention to detail and strong organizational skills.
  • Ability to work independently and prioritize multiple tasks.

Skills

Required:Credit risk managementSQLPythonData analysis toolsStakeholder management
Last updated Oct 21, 2026. Interested? Apply on the company site.
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About GoTo

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Kami adalah perusahaan teknologi nomor 1 di Indonesia. GoTo berdedikasi untuk menciptakan dampak sosial berskala besar di manapun kami beroperasi.

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