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Manager, Credit Risk Operations

Airwallex· Operations
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Hybrid (US - San Francisco)$130k - $160kFull-timePosted 2mo ago

About the role

Head of credit risk operations responsible for assessing and monitoring credit risk across Airwallex’s global product portfolio, optimizing risk protection while enabling commercial growth.

Responsibilities

  • Own credit risk exposure across Airwallex’s global product portfolio and payment acceptance channels.
  • Drive KYB processes that support a diversified, high-quality merchant portfolio.
  • Define and monitor global credit risk performance KPIs, reporting and dashboards to improve visibility into credit performance.
  • Build and improve standard operating procedures for credit risk vetting, investigation and ongoing monitoring.
  • Partner with Business Development, Legal, Compliance and Transaction Risk to balance commercial goals with risk mitigation.
  • Strengthen risk awareness across global stakeholders and surface emerging risks across products and geographies.

Qualifications

  • Strong analytical and quantitative skills, with demonstrated experience assessing counterparty or merchant credit risk.
  • Deep understanding of credit fundamentals, including financial statement analysis, cash flow assessment, collateral structures and exposure management.
  • Practical experience with ongoing credit monitoring, limit setting and early-warning frameworks for merchant portfolios.
  • Strong understanding of payment flows and how settlement timing, reserves and chargebacks affect credit exposure.
  • Experience identifying and escalating emerging credit risks across payment products and geographies.
  • Excellent written and verbal communication skills, with the ability to explain credit findings clearly to technical and non-technical stakeholders.
  • Proven ability to manage multiple priorities with precision and attention to detail.
  • An ownership mindset: you take accountability, drive clarity and execute with urgency.

Skills

Required:Analytical and quantitative analysisFinancial statement analysisCredit monitoring and early-warning frameworksPayment flows understanding
Nice to have:KYB/KYC familiaritySQL

Benefits

  • Airwallex promotes fair compensation practices.
  • US-based benefits include medical, dental, vision insurance, a 401(k) plan, short-term and long-term disability, basic life insurance, well-being benefits, 20 paid vacation days, and 12 paid company holidays annually.
  • Further details about compensation and benefits available upon request.
Last updated Oct 22, 2026. Interested? Apply on the company site.
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About Airwallex

Trusted Global Payments & Financial Platform

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