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Product Lead, Payments

Rippling
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San Francisco, CA$153k - $255kfull-timePosted 1mo ago

About the role

Rippling’s payments platform moves billions of dollars across countries, currencies, bank accounts, and payment rails to pay millions of workers each week. The role owns the payments experience and orchestration platform, shaping how money moves, where it moves, and how fast it moves, including payment methods, funding/payout options, routing, new countries/rails, and the economics of payments products.

Responsibilities

  • Build a simple, consistent payment-method experience across Rippling, including bank-account setup, validation, verification, eligibility, funding methods, readiness, history, and controls.
  • Evolve routing architecture to support flexible money flows, multiple routes and FX providers, real-time payments, changing settlement timelines, and new product use cases without bespoke integrations.
  • Define and launch flows of funds for new countries, licensed entities, financial products, and banking partners.
  • Make money move faster by enabling accelerated and instant payment experiences across Rippling products.
  • Build the foundation for agentic payments by making payment methods, routing options, lifecycle state, and available actions machine-readable. Enable Rippling AI to answer payment questions, identify and explain issues, recommend resolutions, and safely take action within defined controls.
  • Use AI to make Rippling’s payments network more intelligent, including anticipating funding/payout issues, optimizing routes, and automating operational decisions that currently require manual investigation.
  • Manage the economics of money movement by owning the payments P&L, including FX, transaction fees, routing costs, and float income.
  • Partner with Engineering and Design on data models, lifecycle state, routing logic, APIs, and customer workflows to produce high-quality solutions.
  • Work cross-functionally with Treasury, Finance, Legal, Compliance, Risk, Operations, Support, and product leaders across Rippling.

Qualifications

  • 5+ years of product management, product lead, or founding experience.
  • Demonstrated success owning technically complex platform products or shared infrastructure.
  • Strong systems thinking across data models, states, rules, permissions, exceptions, integrations, and operational processes.
  • Excellent product judgment, connecting infrastructure work to intuitive customer experiences.
  • Technical fluency and curiosity; comfortable working with engineers, understanding APIs, system architecture, and end-to-end workflows.
  • Strong analytical and problem-solving skills with ability to manage complex concepts.
  • Track record translating ambiguous, cross-functional problems into clear strategy, requirements, and outcomes.
  • Experience with payments, fintech, treasury, banking infrastructure, risk, or other regulated financial systems is strongly preferred.
  • Alignment with Rippling leadership principles: Push the limits of possible, Challenge each other directly, Go and see.

Skills

Required:Product managementSystems thinkingTechnical fluency with APIs and architecture
Last updated Sep 16, 2026. Interested? Apply on the company site.
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About Rippling

#1 Workforce Management System | HR, IT, Finance

Rippling eliminates the friction from running a business, combining HR, IT, and Finance apps on a unified data platform.

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