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Lead Data Scientist - Lending

GoTo· Data
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JakartaPermanentPosted 3w ago

About the role

Lead data scientist role based in Jakarta building, evaluating, and monitoring credit risk models for GoPay lending products, leveraging GoTo data and external vendors to enhance credit risk modeling and financial inclusion.

Responsibilities

  • Own end-to-end modeling modeling initiatives and business outcomes / metrics.
  • Work with the business/product team in defining, prototyping, and implementing data science models and other supporting DS initiatives.
  • Recruit, mentor, and develop a high-performing data science team, fostering a culture of collaboration and innovation.
  • Oversee the development of consumer credit risk models and statistical analyses to optimize decision-making and business outcomes.

Qualifications

  • Bachelor degree or above in science and engineering related majors such as statistics, mathematics, physics, computer science, etc.
  • At least 6-7 years of hands-on experience in building, evaluating, and monitoring risk models.
  • Excellent understanding of machine learning techniques and algorithms.
  • Comfortable using Python, SQL, and UNIX Shell.
  • Understand business concerns and formulate them as technical problems that can be solved using data and math/stats/ML.
  • Self-driven and entrepreneurial with a strong sense of ownership, and thrive in a fast-paced environment.
  • Good communication skills and ability to present technical concepts to a non-technical audience.
  • Able to write model documentation clearly and concisely and support recommendations with research and data.

Skills

Required:End-to-end modelingData science collaborationTeam leadershipConsumer credit risk modeling
Last updated Oct 21, 2026. Interested? Apply on the company site.
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About GoTo

Go Together, Go Far

Kami adalah perusahaan teknologi nomor 1 di Indonesia. GoTo berdedikasi untuk menciptakan dampak sosial berskala besar di manapun kami beroperasi.

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