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Senior Policy Forms Analyst, Drafting

Kin Insurance· Insurance
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Remote$80k - $95kFull-timePosted 2w ago

About the role

Lead forms drafting for personal auto or property lines, owning base forms architecture and state-package drafting from research to filing with attorney review. Set drafting standards and reusable templates, tackle the most complex state packages, and ensure timely filings.

Responsibilities

  • Tackle the most complex new-state packages, including states with extensive or ambiguous statutory requirements, and develop the drafting approach for the team.
  • Draft complete new state and product forms packages for your line of business, including base policies, endorsements, state amendatory endorsements, and required notices, ready for filing.
  • Build and maintain the countrywide base forms and reusable state kit for your line. For personal auto, that includes UM and UIM, PIP, selection and rejection forms, and state notices. For property, it includes homeowners, manufactured home, condo, and flood, including surplus lines notices where applicable.
  • Research state statutes and regulations directly and translate them into compliant, clear policy wording.
  • Draft responses to Department of Insurance objections and participate in regulatory discussions alongside counsel.
  • Own your drafts from first research to attorney-approved final, working independently.
  • Establish drafting standards and reusable language that make each new state package faster to produce than the last.
  • Lead internal knowledge sharing on Kin's policy forms in your line of business.
  • Serve as the backup drafter for the other lines of business, so no launch depends on a single person.
  • Use and evaluate Kin’s AI-assisted research and drafting tools—including tools for competitor research, automated formatting, and AI-assisted statutory research—as part of the daily drafting workflow. Apply human judgment to assess AI-generated output, flag areas requiring review, and identify opportunities to improve tool accuracy, coverage, and effectiveness.
  • Maintain and update the forms packages in your assigned line of business, revising them in response to new statutes, regulations, and DOI bulletins, and to product enhancements and coverage changes.

Qualifications

  • 5+ years of policy form drafting experience
  • Experience drafting personal lines policy forms for multiple states
  • Experience reading state insurance statutes and regulations directly and converting requirements into policy language
  • Experience drafting responses to regulator objections on form filings
  • Track record of drafting complete forms packages independently, with attorney review as the only check
  • Demonstrated ability to handle complex or ambiguous statutory requirements with minimal guidance

Skills

Required:Policy form draftingRegulatory translationRegulator objections responsesIndependent drafting with attorney review

Benefits

  • Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
  • 401(k) with company match up to 4% of eligible earnings
  • Multiple medical plan options, plus dental and vision coverage
  • Company-funded HSA contributions (based on medical plan selection)
  • Company-paid life insurance and short-term disability
  • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
  • Access to mental health support and confidential counseling resources
  • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
  • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
  • Career mobility and internal growth opportunities across the organization
  • Professional development budgets for certifications, conferences, and learning available, subject to management approval
Last updated Oct 7, 2026. Interested? Apply on the company site.

About Kin Insurance

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