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Product Compliance Manager, Credit Cards

Cardless· Compliance
Apply on company site
San Francisco$150k - $180kFull-timePosted 4d ago

About the role

Product Compliance Manager responsible for reviewing all new card programs, features, fees, disclosures, and term changes for regulatory compliance (Reg Z, CARD Act, and related rules) and coordinating with issuing banks. Hands-on role reporting to the CCO with no direct reports.

Responsibilities

  • Review new card programs, features, fees and terms before launch, and tell the team what has to change and why.
  • Check disclosures, application flows and servicing flows against the rules and against what each issuing bank expects.
  • Work through new features where the regulation doesn't give a clear answer. Write up a recommendation someone can act on.
  • Get product and disclosure changes approved by our bank partners.
  • Set up how reviews work here: intake, checklists, sign-off, and records an examiner could follow a year later.
  • Keep product teams current when a rule changes.

Qualifications

  • Around 3 to 6 years in consumer compliance, regulatory advisory or legal at a bank, card issuer or fintech.
  • You've reviewed credit card products yourself (fees, APRs, terms, disclosures or account flows) and told the business what to do.
  • Strong working knowledge of Reg Z and the CARD Act. Reg E, Reg B, FCRA and UDAAP as they apply to cards.
  • You write clearly, and you give a recommendation, not just a list of risks.
  • You're comfortable owning work without a playbook.

Skills

Required:Reg Z and CARD Act proficiencyRegulatory advisementClear written communication

Benefits

  • Meaningful Start-up equity
  • 100% health, vision & dental primary coverage
  • 75% health, vision & dental dependent coverage
  • Catered lunches
  • $250/month Commuter benefit
  • Parental leave
  • Team building events & happy hours
  • Flexible PTO with a minimum of 15 days off per year
  • Apple equipment
  • 401k plan
Last updated Oct 21, 2026. Interested? Apply on the company site.

About Cardless

Build credit into your product experience.

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Credit card platformAPIEmbedded finance
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